Visa Compliance Alert

Avoid Visa's $1,000 - $5,000 Cash Discount Fines

Visa has deployed compliance officers to audit merchants. Don't be the next business hit with fines for non-compliant cash-discount setups.

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Fines up to $5,000 per violation

Visa's Cash Discount Crackdown Is Here

Visa is actively reviewing merchants with improperly implemented cash discount programs. Non-compliance can lead to enforcement actions and fines.

$1,000 - $5,000 Fines

We've seen businesses impacted. Get ahead of it with a quick audit and correct setup.

Field Reviews

Audits focus on signage, dual pricing visibility, receipt language, and POS configuration.

Per-Violation Penalties

Incorrect setups can be assessed as individual violations depending on scope.

Fix Before They Visit

Most issues are fixable with proper disclosures and settings — we'll handle it.

Our Compliant Cash Discount Program

We align your setup to scheme rules and best practices — end-to-end.

1

Compliance Audit

We review your signage, menu/label pricing, receipts, and POS settings to flag missteps.

2

Program Implementation

We configure dual pricing, receipt disclosures, device prompts, and provide compliant signage.

3

Ongoing Protection

We monitor updates and provide refreshers so your setup stays compliant over time.

Benefits of Our Compliant Program

Protect your business while maximizing savings with the right setup.

Reduce Processing Costs

Dual pricing structure encourages cash payments and lower cost acceptance.

Compliance-First

Proper disclosures, clear receipts, accurate prompts — we bake in compliance.

Healthier Margins

Lower fees without risking penalties or account termination.

Don't Risk $5,000 Visa Fines

Get your cash discount setup reviewed and corrected. We'll make sure your signage, receipts, and POS are configured properly.

100% Compliance-Focused Implementation

Free Compliance Check

We'll reach out within one business day.

Frequently Asked Questions

Common questions about compliant dual pricing / cash discount configurations.

What exactly is Visa cracking down on?

Programs that resemble surcharging without proper disclosures, missing dual prices, unclear receipts, and improper terminal prompts.

How do I know if my current program is compliant?

Our audit checks signage, displayed dual prices, POS config, and receipt language — we'll list corrections and implement them.

What happens if I get fined?

Penalties can be assessed per violation and your merchant account may face additional actions. Fixing issues proactively is best.

How fast can you fix my setup?

In many cases we can complete audit + remediation in just a couple of business days depending on your environment.

PPD Technology, LLC is a Registered ISO/MSP of Synovus Bank, Columbus, GA. © 2025 PPD Technology.